
    UNION AMERICAN INSURANCE, CO., Appellant, v. Ricardo VERDES, Appellee.
    No. 95-356.
    District Court of Appeal of Florida, Third District.
    Feb. 7, 1996.
    A.J. Barranco & Associates and Sam Daniels and Laurie A Mack; Douglas H. Stein, Miami, for appellant.
    Mare L. Goldman; Carlos Lidsky, Hialeah, for appellee.
    Before SCHWARTZ, C.J. and COPE and GREEN, JJ.
   PER CURIAM.

Affirmed. § 627.728(3)(a), Fla.Stat. (1989); § 627.848, Fla.Stat. (1989) (amended 1992, 1993); Insurance Co. of N. Am. v. Cooke, 624 So.2d 252 (Fla.1993).  