
    Incarnato, Appellant, v. Metropolitan Property and Casualty Insurance Company, Appellee.
    [Cite as Incarnato v. Metro. Prop. & Cas. Ins. Co. (1996), 76 Ohio St.3d 562.]
    (No. 96-671
    — Submitted June 25, 1996
    — Decided September 4, 1996.)
    
      Clark, Perdue, Roberts & Scott Co., L.P.A., and Jami S. Oliver, for appellant.
   The judgment of the court of appeals is reversed, and the cause is remanded for further proceedings on the authority of Schaefer v. Allstate Ins. Co. (1996), 76 Ohio St.3d 553, 668 N.E.2d 913.

Douglas, Resnick, F.E. Sweeney and Pfeifer, JJ., concur.

Moyer, C.J., and Cook, J., dissent.

Stratton, J., not participating.  