
    American Manufacturers Mutual Insurance Company, Appellant, v Matthew F. Gawrysiak et al., Respondents.
   Order unanimously affirmed, with costs, on the memorandum decision of Stiller, J. (Appeal from order of Niagara Supreme Court, Stiller, J. — declaratory judgment.) Present — Dillon, P. J., Hancock, Jr., Doerr, Denman and Moule, JJ.  