
    Frank Molnar, Jr., Appellant, v Aetna Casualty & Surety Company, Respondent.
   — Judgment unanimously affirmed without costs for reasons stated in decision at Supreme Court, Galloway, J. (see, Matter of Royal Ins. Co. v Vinciguerra, 167 AD2d 873, lv denied 77 NY2d 805; Terwilliger v American Motorists Ins. Co., 156 AD2d 805). (Appeal from Judgment of Supreme Court, Monroe County, Galloway, J.— Declaratory Judgment.) Present — Denman, P. J., Doerr, Boomer, Pine and Balio, JJ.  