
    Mary C. Barnard, Respondent, v. The United Life Insurance Association, Appellant.
    Appeal from judgment in favor of plaintiff. ' ‘
    
      Harry Wilber, for appellant.
    
      Lyman W. Redington, for respondent.
   McCarthy, J.

We must follow the law as laid down by the appellate court, and, therefore, the judgment is affirmed, with costs. Bernard v. United Life Ins. Assn., 12 Misc. Rep. 10.

Botty, J., concurs.

; ; Judgment affirmed, with cost's."  