
    John COURTNEY and Sharon Courtney, Plaintiffs-Appellants, v. NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, Defendant-Appellee.
    No. 01-7526.
    United States Court of Appeals, Second Circuit.
    Jan. 10, 2002.
    Livingston L. Hatch, Plattsburgh, NY, for Appellants.
    Patrick M. Tomovic, Hodgson Russ, Buffalo, NY, for Appellee.
    
      Present MESKILL, KEARSE, and CALABRESI, Circuit Judges.
   SUMMARY ORDER

This cause came on to be heard on the record from the United States District Court for the Northern District of New York, and was argued by counsel.

ON CONSIDERATION WHEREOF, it is now hereby ordered, adjudged, and decreed that the judgment of said District Court be and it hereby is affirmed substantially for the reasons stated in Chief Judge Scullin’s Memorandum Decision and Order dated March 28, 2001.

We have considered all of plaintiffs’ contentions on this appeal and have found them to be without merit. The judgment of the district court is affirmed.  