
    Vickie FOGIE and Joan Leonard, on behalf of themselves and all others similarly situated, Plaintiffs, v. RENT-A-CENTER, INC., a Kansas Corporation, et al., Defendants.
    No. C4-93-1801.
    Supreme Court of Minnesota.
    June 24, 1994.
    David L. Ramp, Legal Aid Soe. of Mpls., Inc., Seymour J. Mansfield, Richard J. Fuller, Mansfield & Tannick, P.A., Mark N. Stageberg, Kay Nord Hunt, Lommen, Nelson, Cole & Stageberg, P.A., and Timothy L. Thompson, Minneapolis, for plaintiffs.
    John Troyer, J. Patrick McDavitt, Briggs and Morgan, Minneapolis, and John C. Dods, Peter E. Strand, Shannon Spangler, Shook, Hardy & Bacon, Kansas City, MO, for defendants.
    Elmer B. Trousdale, Christopher M. Scot-ti, Oppenheimer, Wolff & Donnelly, St. Paul, for amicus curiae, Minnesota Retail Merchants Ass’n.
   OPINION

TOMLJANOVICH, Justice.

The following questions were certified to this court from federal district court pursuant to Minn.Stat. § 480.061 (1992): (1) Are rent-to-own contracts consumer credit sales under Minn.Stat. § 325G.15 (1992)? (2) Does the usury statute, Minn.Stat. § 334.01 (1992), apply to rent-to-own contracts? For the reasons set forth in Miller v. Colortyme, Inc., 518 N.W.2d 544 (Minn., 1994), we answer both questions in the affirmative.  