
    James O’Brien, Sheriff, etc., Appellant, v. The Mechanics and Traders’ Fire Insurance Company, Respondent.
    (Argued February 6, 1874;
    decided February 17, 1874.)
    To make the levy of an attachment upon property incapable of manual delivery effectual, it is not necessary that the notice “showing the property levied on” required in such case by section 235 of the Code, ' to be served with the certified copy of the warrant of attachment, should specify particularly the property or debts supposed to be in the possession of or owing by the individual served. A general notice- by the sheriff that he attaches all property, debts, etc., belonging or owing to the defendant in the attachment suit, in the possession or under the control of the individual served is sufficient.
    Said section is not qualified by section 236, providing for the procuring of a certificate from the person served, designating the particular property of the attachment debtor in his hands; nor does the latter section aid in determining what is a sufficient showing by the notice of the property levied on. The proceeding provided for by section 236 is for the benefit of the creditor and sheriff, but they are not bound to resort to it, nor are they bound by the certificate if furnished.
    
      Clarke v. Goodridge (41 N. Y., 210) limited and distinguished.
    Appeal from the judgment of the General Term of the Superior Court of the city of Hew York, in favor of defendant, and entered upon an order denying a motion .for a new trial and affirming the decision of the court at Special Term, dismissing plaintiff’s complaint.
    This was an action brought by plaintiff, as sheriff of the city and county of Hew York, to collect the amount of a policy of insurance alleged to be due and owing by defendant, to one E. S. Candler, Jr., which plaintiff claimed to have levied upon by virtue of various warrants .of attachment against said Candler. Certified copies of the attachments were served upon defendant’s secretary, with notices, stating in substance, that he attached all property, debts and effects, and all rights and shares of stock with all interests and profits thereon of said Candler, in the possession or under the control of defendant. The complaint was dismissed upon the ground that the notice was insufficient and that in consequence there was no levy.
    
      A. J. Vanderpoel for the appellant.
    The attachment was well served to reach the indebtedness owing by defendant. (Code, § 235 ; Drake on Attachments [4th ed.], §§ 451-453, 455.) The notice showed sufficiently the property levied on. (Hopkins v. Snow, 4 Abb., 368; Hoagland v. Stradela, 1 Code [N. S.], 218 ; Reynolds v. Fisher, 48 Barb., 146; Carroll v. Findley, 26 id., 61; Greenleaf v. Mumford, 19 Abb., 469, 477; Drake v. Goodridge, 54 Barb., 78.) The Code does not require more specific language to be used in the notice than in making a return to the attachment process. (Crosby v. Allyn, 5 Greenl., 453 ; Lambard v. Pike, 33 Me., 141; Stevens v. Legrow, 19 id., 95, 98; Whitmore v. Woodward, 28 id., 415 ; Roberts v. Bourne, 23 id., 165; Taylor v. Mixter, 11 Pick., 341.)
    
      George W. Parsons for the respondent.
    This action could not be brought until a sufficient levy had been made. (Kuhlman v. Orser, 5 Duer, 242; Wilson v. Duncan, 11 Abb., 3; Orser v. Grossman 4 E. D. S., 443; Harman v. Remsen, 2 Abb. [N. S.], 272; Wood v. Orser, 25 N. Y., 353 ; Clark v. Goodridge, 41 id., 210.) “A notice showing the property levied on ” was required by the statute. (Code, § 408; In re Cooper, 15 J. R, 533; Gilbert v. Col. Tpk. Co., 3 J. Cas., 109 ; People v. Eldridge, 7 How. Pr., 108; Kerr v. McGuire, 28 N. Y., 453.) The statements, both oral and written, made by plaintiff’s agent after the alleged service were inadmissible. (Stephenson v. N. Y. & H. R. R. Co., 2 Duer, 341; Trustees First Bap. Ch. v. Bklyn. F. Ins. Co., 28 N. Y., 153; Green v. N. Y. C. R. R. Co., 12 Abb. [N. S.], 473; Walhimer v. Brinckerhoff, 4 Wend., 394; Luby v. H R. R. R. Co., 17 N. Y., 131; Baxter v. Chel. Ins. Co., 1 Al. [Mass.], 294; Thompson v. Stewart, 3 Conn., 183; Mallory v. Perkins, 9 Bosw., 572; Dawes v. N. R. Ins. Co., 7 Cow., 462; Vail v. Judson, 4 E. D. 8., 165; Barker v. Binninger, 4 Kern., 271.)
   Allen, J.

The plaintiff was turned out of court and his complaint dismissed solely upon the ground that the attachments had never been levied upon the claim in contention, and that for want of such levy the plaintiff had no title to the same, and was not entitled to maintain an action for its recovery. Two other grounds were suggested by the defendant in his application to dismiss the complaint, but neither were considered or passed upon by the court, and neither can be said, even if decided adversely to the plaintiff upon the case as made upon the trial, to be conclusive upon the right of the plaintiff. The objections are capable of being obviated and overcome by other and further evidence, and that being the case, the defendant cannot have the benefit of them upon this appeal. It is only when the record discloses an insuperable difficulty to a recovery by the plaintiff, that a judgment against him will be sustained, if the court below erred in the decision actually given.

The only question before us is whether the notice left with the defendant at the time of leaving the certified copy of the attachment, was a sufficient compliance with section 235 of the Code, and a valid attachment of the claim now sued upon. We are not seriously embarrassed by authority, and the question as now presented may properly be considered as res nova. The Supreme Court in the first district and the-Supreme Court of the city of Yew York, where only, so far as appears, the question has arisen, have differed in their interpretation of the statute and the duty of the sheriff under it; and there is no settled or authoritative practice under this conflict of authority. (Kuhlmam, v. Orser, 5 Duer, 242; Wilson v. Duncan, 11 Abb., 3; Greenleaf v. Mumford, 19 id., 469; Drake v. Goodridge, 54 Barb., 78.) In this court but two cases need be referred to, Kelly v. Roberts (40 N. Y.,. 432) and Clarke v. Goodridge (41 N. Y., 210). In Kelly v. Roberts, with a copy of the attachment, the sheriff left a notice with the defendant, Roberts, that all the property,, effects, rights, etc., and the debts and credits of the debtors in the attachment, then in his possession or under his control, would be liable to the warrant of attachment, and he was-required to deliver all such property, etc., into the custody of the sheriff without delay. After an examination of Roberts, under section 236 of the Code, a new notice was served, adding to the first notice a particular statement of the claim-intended to be levied upon, and to recover which the action-was brought. Other questions divided the court, and were considered at length; and the only allusion to the service of the attachment" is the brief remark of Judge Jambs that he thought the service sufficiently identified the debt sought to be recovered. Clarke v. Goodridge turned upon the question whether the particular securities which were in controversy, and the interest of the debtor therein, had been levied upon by the sheriff; and Judge Hunt, in his opinion, considers the sufficiency of a general notice, similar to that served by the sheriff in this instance, and comes to the conclusion that such a notice is not a compliance with the statute requiring the notice to show the property levied on. Four judges concurred with Judge Hunt in reversing the order appealed from, and two were for an affirmance. Upon what precise views the four concurring judges arrived at the same result with Judge Hunt, does not appear. The reporter does not state that they concurred in the opinion. The report states that Judge Grover also read an opinion for a reversal; this is a mistake. His opinion was in Clarke v. same defendants, argued at the same time, and is reported in 44 Howard, 228; and the dissenting opinion of Judge Daniels in the Drake suit, concurred in hy Judge James, is also reported in same book, at page 234. The notice of the sheriff served with the attachment, was essentially different from that before us; and after the general clause stating, not that he attached, but that all the debts, credits, etc., of the defendant in the attachment would be liable to the said attachment, and that the bank to which it was addressed and upon which it was served was required to deliver all such property, etc., into the custody of the sheriff, etc., it stated that the sheriff particularly attached the bank account and debt from the bank to E. E. Goodridge, etc.; thus clearly indicating and showing that the intent was to levy upon a .particular debt, and the property specified, and, by necessary intendment, excluding all other property; that is, limiting the general notice by the particular clause. There was no debt due from the bank, and the claim and interest of the defendant and debtor in the attachment proceedings was not described in the special clause of the notice, and it is at least doubtful whether it came within the general clause. But the case could have been well decided upon the ground that the sheriff, by the particular form of his notice, limited his levy to the property specifically mentioned. The case did not necessarily decide the question before us.

A warrant of attachment, under the Code, directs the sheriff to attach and safely keep all the property of the defendant within his county; and this includes not only tangible property, real and personal, but things in action and evidences of debt. (Code, §§ 231, 462, 463, 464.) A levy upon rights and shares in the stock of associations or corporations, and debts and other property incapable of manual delivery, cannot be effected by aü actual seizure, as in case of movable chattels, but such property may be attached and held for the satisfaction of any judgment that maybe recovered by the proceedings authorized by section 235 of the Code. A leaving of a copy of the warrant of attachment with either of the officers or agents of the association or corporation named, or with the debtor or individual holding such property, with notice showing the property levied on, is the statutory levy, impounding the property for the satisfaction of the judgment as effectually as a seizure of chattels capable of manual delivery. The statute authorizing attachments against absconding, concealed and non-resident debtors (2 R. S., 2) accomplished the same purpose by the publication of a notice of the issuing of the warrant of attachment, and that the payment of any debts and the delivery of any property belonging to the debtor, to him or for his use, and the transfer of any property by him, was forbidden by law and were void, and declaring that every payment of any debt, or the delivery of any property to the debtor after the first publication of the notice, should be deemed fraudulent as against the trustees appointed in the proceedings. (2 R. S., 7, §§ 30-35.)

The proceeding under the Revised Statutes was for the benefit of all the creditors of the individual proceeded against, while the provisional remedy, under the Code, by attachment, is for the benefit of a particular creditor, who may seize only so much of the property of the debtor as will be sufficient to satisfy the claim. Instead, therefore, of a general notice, to bind and charge all the property of the debtor, a notice to the individual owning the debt or holding the property intended to be levied upon is authorized. The sheriff by his action and the notice he gives, acquires no actual dominion over the property. It is as much beyond his personal control as before the levy; and there is no particular magic in the act of giving the notice that affects the status or the rights of any one, save as prescribed by statute, or changes the character or actual condition or possession of the property. The notice is but an act of caution to the individual upon whom it is served, intended and operating solely to prevent his paying the debt or delivering the property to the debtor, and impounding it to answer the judgment. It answers all the purposes which the law contemplates if it notifies the individual that a warrant of attachment has been issued against his creditor, or the owner of property in his possession, and that the sheriff claims to levy upon the debt owing by him, or the property in his possession; and it would be strange indeed if mere surplusage, the use of language so general in its terms that it would include much more than the result would show was within the reach of the sheriff, would vitiate a notice clearly embracing debts and property subject to attachment, and owing by or in the possession of the individual served. A notice by the sheriff that he attaches all property, debts and effects and all rights and shares of stock, etc., in the possession or under the control of the individual served, does show the property levied on. A particular description of the property and debts supposed to be in the possession of or owing by him, is not necessary for the information of the party served, and would not more satisfactorily show to him the property intended to be reached. The individual served necessarily knows better than the officer can know the property and debts in his possession, or owing by him subject to attachment. A notice by the sheriff that he attached all the bonds and mortgages and promissory notes belonging to the attachment debtor, in the possession of an individual, would be good without specifying the particular securities and the names of the debtors, and if perchance there should be but one bond and mortgage, and no promissory notes, the excessive claim would not vitiate.

If a case could be supposed in which a party could be misled and injured, by the generally of a notice of this kind, it might be different. To require a particular description of the rights, debts and choses in action, which would identify and distinguish them from all others of a like kind, would be to render the remedy by attachment, in a great majority of cases, abortive, as a process against property of this character. Neither the pursuing creditor, nor the sheriff) can ordinarily know the precise character of the dealings between the debtor proceeded against and third persons, and if no levy can be made, until by proceedings under section 36, of the Code, the particulars can be ascertained, it is quite evident that this provisional remedy, would in very many cases, be of but little practical value. It is only by a proper and sufficient levy that the property can be held, and if that cannot be made until after an examination under section 36, it is quite evident that the sheriff would in most cases, and might in all, be saved the trouble of making any levy. The party summoned for examination, would have no difficulty in so disposing of the property as to put it beyond the reach of the creditor. The remedy was designed to be effectual, and to make it so, any notice which shows to the party served, that any particular part or all of the property or debts in his possession, belonging to the debtor in the attachment proceedings, or owing by him is attached and intended to be claimed and held by the sheriff, must be held to be sufficient.

In my judgment, the plain design of the provision under consideration, and the full accomplishment of every purpose that could have been intended by a notice, is fully answered by a notice like that before us, unless as in Drake v. Good-ridge, it is designed to levy only on a particular class or part of the property and exclude the residue. The reasoning of Judge Clerk upon this particular question, without reference to the facts of that case, in Greenleaf v. Mumford (19 Abb., 469), is entirely satisfactory to me, and I think conclusive. The danger and difficulty of undertaking to specify and describe the particular debt or chose in action, or the particular interest intended to be attached, is exemplified in Drake v. Goodridge.

Section 236, does not qualify section 235, or aid us in determining what will be a sufficient showing of the property levied on by the notice required by the latter section. It does enable the sheriff, in his discretion, to apply for a certificate of the particular property of the debtor, in the possession of the party to whom the application is made, and in case of refusal authorizes an examination. But the refusal by no means suspends action upon the attachment, or prevents a levy until the examination is had. Heither is the sheriff compelled to proceed to an examination, but he may do so if he pleases. That proceeding is for the benefit of the creditor and the sheriff, but they .are not bound to resort to it. If the application was made and a certificate refused, it would clearly indicate that the levy should be made at once, and an examination, if necessary, had afterward. If the certificate is given, the sheriff is not bound by it, but may attach the property described by the certificate, and all other property liable to attachment in the possession of the party.

The judgment should be reversed and a new trial granted.

All concur.

Judgment reversed.  