
    Kean Stimm, Appellant, v Exchange Mutual Insurance Company, Respondent.
   Judgment unanimously affirmed without costs for reasons stated in the memorandum decision at Supreme Court, Fallon, J. (Appeal from judgment of Supreme Court, Erie County, Fallon, J. — fire loss recovery.) Present — Dillon, P. J., Callahan, Balio, Lawton and Davis, JJ.  