
    In the Matter of American Consumer Insurance Company, Appellant, v Rudolph Williams, Respondent.
   Judgment of the Supreme Court, Nassau County, dated September 30, 1980, affirmed, with $50 costs and disbursements, for reasons stated by Mr. Justice Spatt at Special Term (see, also, Matter of Petrofsky v Allstate Ins. Co., 78 AD2d 856; Matter of Bamond v Nationwide Mut. Ins. Co., 75 AD2d 812, affd 52 NY2d 957). Hopkins, J. P., Damiani, Titone and Mangano, JJ., concur.  