
    Doris Rowland et al., Appellants, v Exchange Mutual Insurance Company, Respondent.
   — Judgment and order unanimously affirmed without costs (see, State Farm Fire & Cas. Co. v Wolford, 116 AD2d 1011). (Appeal from judgment and order of Supreme Court, Jefferson County, Inglehart, J.— declaratory judgment.) Present — Callahan, J. P., Denman, Boomer, Balio and Lawton, JJ.  