
    Monarch Insurance Company of Ohio, Respondent, v Eugene Hetherly et al., Defendants, and Kathleen Griffiths et al., Appellants.
   Judgment unanimously affirmed without costs for reasons stated in decision at Supreme Court, Boehm, J. (Appeal from Judgment of Supreme Court, Monroe County, Boehm, J. — Declaratory Judgment.) Present — Den-man, P. J., Boomer, Lawton, Fallon and Doerr, JJ. [See, 148 Misc 2d 594.]  