
    WEST AMERICAN INSURANCE COMPANY and the Ohio Casualty Insurance Company, Appellants, v. Vincent A. LLOYD, as Personal Representative of the Estate of Anita M. Lo-Presti Zacharakis, deceased, and First American Title Company of St. Lucie County, Inc., Appellees.
    No. 84-3.
    District Court of Appeal of Florida, Fourth District.
    Dec. 19, 1984.
    James T. Walker of Brennan, McAliley, Hayskar, McAliley & Jefferson, P.A., Fort Pierce, for appellants.
    Larry Klein and Pariente & Silber, P.A., West Palm Beach, for appellees.
   PER CURIAM.

We affirm on the authority of Ferrigno v. Progressive American Insurance Co., 426 So.2d 1218 (Fla. 4th DCA 1983); First State Insurance Co. v. Stubbs, 418 So.2d 1114 (Fla. 4th DCA 1982); Ruiz v. Prudential Property and Casualty Insurance Co., 441 So.2d 681 (Fla. 3rd DCA 1983).

DOWNEY, LETTS and HURLEY, JJ., concur.  