
    In re: Norma J. HURT Debtor. Milton G. Pace, II Appellant, v. Norma J. Hurt; ABGN Sales; American Savings Life Insurance; United States Trustee Appellees. In re: Norma J. Hurt Debtor. ABGN Sales, Appellant, v. American Savings Life Insurance; Norma J. Hurt, Appellees.
    Nos. 00-16329, 00-16332.
    B.A.P. Nos. AZ-99-01392-KPRy, AZ-99-01450-KPRy.
    United States Court of Appeals, Ninth Circuit.
    Submitted May 15, 2001.
    
    Argued and Submitted May 15, 2001.
    Decided June 4, 2001.
    Before HUG and T.G. NELSON, Circuit Judges, and SHADUR, District Judge.
    
      
       The panel unanimously finds this case suitable for decision without oral argument. Fed. R.App. P. 34(a)(2).
    
    
      
       Honorable Milton I. Shadur, Senior United States District Judge for the Northern District of Illinois, sitting by designation.
    
   ORDER

We affirm both appeals for the reasons stated by the Bankruptcy Appellate Panel in its well-reasoned May 15, 2000 Memorandum.

AFFIRMED. 
      
       This disposition is not appropriate for publication and may not be cited to or by the courts of this circuit except as may be provided by Ninth Circuit Rule 36-3.
     