
    (32 Misc. Rep. 36.)
    HELLER et al. v. GOSLIN.
    (Supreme Court, Trial Term, New York County.
    June 18, 1900.)
    1. Draft—Drawee—Acceptance—Sojourning Abroad—Place of Payment-Presentment.
    Where a traveler in Europe directed'a draft to the address of a resident of New York City, and the latter accepted it while sojourning in France, without indicating the place of payment, the draft was payable In New York City, and a presentment there was sufficient.
    
      2. Same—Laws Governing.
    Where a resident of New York City, while sojourning in France, accepted a draft directed to him at his address in New York City, to be there paid, his liability on such acceptance was to be governed by the laws of New York.
    Action on a draft by James E. Heller and others against Edward Goslin. Judgment for plaintiffs.
    F. Jellenik, for plaintiffs.
    J. G-. Lazarus, for defendant.
   McADAM, J.

The draft was drawn by one M. Hartog, at Paris, France, directed to the defendant “at Ho. 677 West End avenue, Hew York.” The defendant, an American citizen, accepted the draft while sojourning in France, but did not, in the acceptance, designate any particular place for the payment of the obligation. The domicile of the defendant was in Hew York. Under such circumstances, the draft was payable in Hew York at the place to which it was directed. • The rule, briefly stated, is that where a bill of exchange is addressed to a drawee at a particular place, and the same is accepted generally by him, the address indicates the place where it is to be presented for payment, and a presentment there is sufficient. See 4 Am. & Eng. Enc. Law (2d Ed.) 378; Cox v. Nat. Bank, 100 U. S. 704, 25 L. Ed. 739. “Where a bill of exchange is specially addressed to the drawee, such address is presumed to be the place intended for its payment.” 1 Band. Com. Paper, § 26. The place for performance being in Hew York, the liability of the defendant as acceptor may be determined in accordance with the laws of that state. “It is the law of the place where a bill of exchange is payable that we are to ascertain when it falls due, the days of grace belonging to it,-the character of these delays, whether for the benefit of the holder or of the debtor; in one word, everything which relates to the right of requiring payment of the debt, or the performance of any other engagement, when the parties have not made any stipulation to the contrary. And it is of little consequence whether the person who demands payment is the creditor who made the contract, or an assignee of his right, such as the holder of a bill of exchange by indorsement.” Story, Confl. Laws, § 347. See, also, Lee v. Selleck, 33 N. Y. 615.

Such being the law, the-plaintiffs are entitled to judgment.  