
    In re Frances PIKUSH, Debtor. James L. KENNEDY, Chapter 7 Trustee, Appellee, v. Frances PIKUSH, Appellant.
    No. 93-56293.
    United States Court of Appeals, Ninth Circuit.
    Submitted  June 8, 1994.
    Decided June 15, 1994.
    Frederick C. Phillips, Phillips, Campbell, Haskett, Noone & Ingwalson, San Diego,. CA, for appellant.
    Ross G. Simmons, Ferrette & Slater, San Diego, CA, for appellee.
    Before: FLETCHER, CANBY, and HALL, Circuit Judges.
    
      
      This panel unanimously agrees that this case is appropriate for submission without oral argument. Fed.R.App.P. 34(a); 9th Cir.R. 34-4.
    
   We affirm the decision of the Bankruptcy Appellate Panel for the reasons stated in its thorough opinion. See Kennedy v. Pikush (In re Pikush), 157 B.R. 155 (9th Cir. BAP 1993).

AFFIRMED.  