
    Fred W. Neely, appellee, v. St. Paul Fire & Marine Insurance Company and Wm. T. Heinemann, defendants, on appeal of St. Paul Fire & Marine Insurance Company, appellant.
    Gen. No. 33,411.
    Opinion filed November 6, 1929.
    Rehearing denied November 22, 1929.
    J. B. Luse, for appellant. No appearance for appellee.
   Mr. Presiding Justice Wilson

delivered the opinion of the court.  