
    Theodore Knox, Resp’t, v. Warner Johnson, App’lt.
    Sup. Ct., 4 D.,
    November, 1894.
   Per Curiam.

We are of the opinion that the court erred in receiving evidence that the credit was given to defendant. A majority of the court are of the opinion that the court erred in charging that a recovery could be had upon the letter and the standard mortgage clause, and that they amount to a contract between the parties, so that the plaintiff was entitled to recover the premium on demand. Judgment and order reversed, and new trial ordered, with costs to abide the event.  