
    Francisco F. Bernardez et al., Appellants, v Federal Deposit Insurance Corporation, as Receiver of American Bank & Trust Company, Respondent.
    Argued February 7, 1985;
    decided March 21, 1985
    
      APPEARANCES OF COUNSEL
    
      Herman E. Cooper for appellant.
    
      Jeffrey M. Epstein and John H. Eickemeyer for respondent.
   OPINION OF THE COURT

Order affirmed, with costs, for the reasons stated in the memorandum of the Appellate Division (104 AD2d 309).

Concur: Chief Judge Wachtler and Judges Jasen, Meyer, Simons, Kaye and Alexander.  