
    Douglas E. McPHAIL, Plaintiff-Appellant, v. AMERICAN GENERAL FINANCIAL SERVICES, INCORPORATED, Defendant-Appellee, and A Goodnight Sleepstore, Defendant.
    No. 11-1221.
    United States Court of Appeals, Fourth Circuit.
    Submitted: July 26, 2011.
    Decided: July 29, 2011.
    
      Douglas E. MePhail, Appellant Pro Se. Megan E. Miller, Hunton & Williams LLP, Charlotte, North Carolina; Canon Pence, Hunton & Williams Raleigh, North Carolina, for Appellee.
    Before WILKINSON, KING, and DIAZ, Circuit Judges.
   Affirmed by unpublished PER CURIAM opinion.

Unpublished opinions are not binding precedent in this circuit.

PER CURIAM:

Douglas E. MePhail appeals the district court’s order dismissing his complaint under Fed.R.Civ.P. 12(b)(6) for failure to state a claim. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. McPhail v. American Gen. Fin. Serv., Inc., No. 5:09-ev-00451-H (E.D.N.C. Feb. 8, 2011). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

AFFIRMED.  