
    Continental National Bank & Trust Company, as conservator of Joseph L. Spilky, incompetent, appellee, v. New York Life Insurance Company, appellant.
    Gen. No. 34,057.
    Opinion filed May 29, 1930.
    Hamlin, Topliff & Cooper and Louis H. Cooke, for appellant; Homer H. Cooper and Wendell J. Brown, of counsel. A. F. W. Siebel, for appellee.
   Mr. Justice Gridley

delivered the opinion of the court.  