
    Patrick J. Davern, Respondent, v. American Mutual Liability Insurance Company, Appellant.
   Judgment and order affirmed, with costs, on the grounds stated in the opinion in Hessler v. North River Ins. Co. (211 App. Div. 595). All concur. Present — Hubbs, P. J., Davis, Sears, Crouch and Taylor, JJ.  