
    Julia H. Tusch, Respondent, v. The German Savings Bank in the City of New York, Appellant.
    
      Instrument construed to be a power of attorney.
    
    An instrument in the form of a power of attorney, containing no words of grant or gift, which authorizes a party named therein to draw certain specified sums from a bank account, a part for such party herself and a part for funeral expenses, and directs, “ after my death;” as to the disposition of certain chattels, and that the balance of the money in hank be distributed among certain persons named therein, ceases to have any validity on the death of the person executing it. It does not create a trust. The fact that the bank book was delivered with it does not change its effect.
    ■ Appeal by the defendant, The German Savings Bank in the city of New York, by permission, from a judgment of the Appellate Term of the Supreme Court in favor of the plaintiff, entered in the office of the clerk of the county of New York on the 6th day of July, 1897, affirming a judgment of the General Term of the City Court of New York which affirmed a judgment of the City Court of New York entered upon-a verdict rendered by direction of the court.
    
      F. W. Holls, for the appellant.
    
      A. H. Parkhurst, for the respondent.
   Van Brunt, P. J.:

Upon this appeal there does not seem to be any dispute between the parties as to the evidence nor as to the rules of law applicable to the case. The contention arises solely as to the conclusion to be drawn from the undisputed evidence. It appears that prior to ■ the 20th of July, 1896, one Bohm had on deposit with the defendant, a savings bank, the sum of $780.38, and that upon said day Bohm being sick wanted to dress himself and go down to the bank and draw his money. For some reason he did not do so and the doctor brought to him an attorney who drew a paper as follows:

Fnow all men by these Presents :

That I, Edwin Godlib Bohm, have made, constituted and appointed, and by these presents do make, constitute and appoint Julia H. Tusch my true and lawful attorney for me and in my name, place and stead to draw one hundred dollars from the hank for herself, also one hundred and fifty dollars for funeral expenses and the-purchase of a headstone, and to give, my friend, William Tusch, after my death, my carpenter tools and also to draw the balance of all moneys in bank belonging to me and to be distributed equally between my brother and two sisters in Germany; also to draw what money there is coming to me from the United States Savings and Loan Bank and to give it to iny friend, William Tusch, giving and granting unto fhe said attorney full power and authority to do and perform all and every act and thing whatsoever requisite and necessary to be done in and about the premises, as .fully to all intents and purposes as I might or could do if personally present, with full.power of substitution and revocation, hereby ratifying and confirming all that the said attorney or her substitute shall lawfully do or causé to be done by virtue hereof.

In witness whereof, I have hereunto set my hand and seal the twentieth day of July, in the year one thousand eight, hundred and ninety-six.

“EDWIN GODLIB BOLIM. [l. s.]

“ Sealed and delivered in the presence of Aguíes P. McGonigle. (Duly acknowledged.)”

This was executed by Bohm and delivered by him, together with the pass book of the bank, to the plaintiff. In two or three -days Bohm died, the plaintiff not having drawn the deposit from the bank. This action was thereupon brought against the bank to recover the same. In the court below it was held that the instrument in question could, he treated as a trust deed, passing the title immediately to the plaintiff.

Upon an examination of the instrument in question we have failed to find any words conveying a present title to any portion of the deposit to the plaintiff. It is clear that the instrument created the plaintiff an attorney of the defendant, and she remained such attorney -until his death. It is true that Bohm says that he creates her his true and lawful attorney to draw $100 for herself, and also $150 for funeral' expenses and the purchase of a headstone, etc. While the plaintiff may have had authority,, under this power of attorney, to appropriate to herself the $100, if she had drawn the money, there was no intention disclosed by the instrument that the plaintiff- was to have any ownership of any portion of the deposit, certainly until it had been drawn from the bank. It remained the property of the deceased, and there are no words whatever in the instrument itself which are apt to convey any title to any portion of the deposit. The whole nature of the instrument is testamentary. It is a provision for funeral expenses and the purchasing of a headstone, and for the delivery of certain property after his death; and the right to draw the balance of the money seems also to have been qualified by the words after my death.” The balance was to be dravgi for the purpose of distribution amongst those persons whom he desired to remember after death. No grant or conveyance or present words of gift are to be found in the instrument, and yet it has been held to be a deed of trust conveying a present title. Of the intention of the executor of this instrument we can .only judge from the instrument itself and from the circumstances which surrounded him at the time of its execution; and where we do not find in the instrument itself any words of grant or gift, the circumstances under which it was executed do not authorize a construction that it was intended as a deed.

If it is to be construed as being anything other than what its ■words import, namely, a power of attorney, it must be held to be an instrument of a testamentary nature, and that the person who executed the same used this means to dispose of his property after death.

But it is urged, in.support of the view that there was an intention upon the part, of the deceased to pass a present title to the deposit, that such intention was evidenced by the delivery of the bank book. The bank book and the instrument under consideration were delivered together, and whatever may have been the construction to be placed upon the act of the delivery of the bank book alone, when it was delivered in conjunction with an instrument which purported to define the purposes of the executor of the instrument and the deliverer of the bank book, the delivery of the bank book must be construed as part of the transaction and its object measured by the construction of the written instrument. There being, therefore, no intention immediately to pass title to this deposit, there was no trust created, and whatever validity there may have been to the instrument during the life of the executor ended with his death.

. The judgment appealed from and the judgment of the General Term of the City , Court and the judgment of the' City Court should be reversed and a new trial ordered, with costs to appellant to abide event.

Barrett, Rumsey, O’Brien and Ingraham, JJ., concurred.

Judgment reversed and new trial ordered, with costs to appellant to abide event. .  