
    Charles Giaconne et al., Appellants, v. Wm. Penn Fire Insurance Company, Respondent. Charles Giaconne et al., Appellants, v. Tompkins Cooperative Fire Insurance Company, Respondent. Charles Giaconne et al., Appellants, v. Sterling Fire Insurance Company, Respondent. Charles Giaconne et al., Appellants, v. Pioneer Cooperative Fire Insurance Company, Respondent.
   Heffernan, Brewster, Bergan and Coon, JJ., concur; Foster, P. J., not voting.  