
    Karin Kirksey ZANDER, Plaintiff-Appellant, v. SAXON MORTGAGE SERVICES, INC.; Ocwen Financial Corp., Defendants-Appellees.
    No. 14-2320.
    United States Court of Appeals, Fourth Circuit.
    Submitted: April 23, 2015.
    Decided: April 27, 2015.
    Karin Kirksey Zander, Appellant Pro Se. Cassandra Lauren Crawford, Donald Richard Pocock, Nelson Mullins Riley & Scarborough, LLP, Winston-Salem, North Carolina; Dennis Kyle Deak, Whitney Sarah Waldenberg, Troutman Sanders, LLP, Raleigh, North Carolina, for Appellees.
    Before SHEDD, DUNCAN, and THACKER, Circuit Judges.
   Affirmed by unpublished PER CURIAM opinion.

Unpublished opinions are not binding precedent in this circuit.

PER CURIAM:

Karin Kirksey Zander appeals from district court’s orders: (1) dismissing her civil action asserting claims pursuant to the Fair Credit Reporting Act and remanding her state law claims, (2) denying her motion for default judgment, and (3) denying her motions to amend the complaint and for reconsideration. We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Zander v. Saxon Mortg. Serv., Inc., No. 1:13-cv-01141-WO-JEP, is not 2014 WL 4246156 (M.D.N.C. Aug. 26, 2014; Nov.'5, 2014; Nov. 6, 2014) We dispense with oral argument because the facts and legal contentions are adequately presented in the ma: terials before this court and argument would not aid the decisional process.

AFFIRMED.  