
    Robert Gannon et al., Appellants, v New York Mutual Underwriters, Respondent.
    Argued October 16, 1981;
    decided November 17, 1981
    
      APPEARANCES OF COUNSEL
    
      J. Stanley Cohen for appellants.
    
      Seale W. Tuttle for respondent.
   OPINION OF THE COURT

Order affirmed, with costs, for reasons stated in the opinion by Justice T. Paul Kane at the Appellate Division (78 AD2d 399).

Concur: Chief Judge Cooke and Judges Jasen, Gabrielli, Jones, Wachtler, Fuchsberg and Meyer.  