
    In re: John Leland STEIGER, Debtor. John Leland Steiger, Plaintiff-Appellee, v. Educational Credit Management Corporation, Defendant-Appellant. In re: John Leland Steiger, Debtor. John Leland Steiger, Plaintiff-Appellant, v. Educational Credit Management Corporation; Help Service Group, Incorporated, Defendants-Appellees.
    Nos. 05-2100, 05-2107.
    United States Court of Appeals, Fourth Circuit.
    Submitted: Aug. 31, 2006.
    Decided: March 9, 2007.
    John Leland Steiger, Appellant/Appellee Pro Se. Troy A. Gunderman, Educational Credit Management Corporation, St. Paul, Minnesota; Rand Lewis Gelber, Vienna, Virginia, for Educational Credit Management Corporation. Thomas Kass Berger, Reston, Virginia, for Help Service Group, Incorporated.
    Before TRAXLER, KING, and DUNCAN, Circuit Judges.
   Reversed by unpublished PER CURIAM opinion.

Unpublished opinions are not binding precedent in this circuit.

PER CURIAM:

Educational Credit Management Corp. (“ECMC”) and John Steiger each appeal from the district court’s order granting a partial discharge of Steiger’s student loans held by ECMC. In light of this court’s opinion in In re Frushour, 433 F.3d 393 (4th Cir.2005), decided after the district court’s decision in this case, we reverse. Applying Frushowr, we find that Steiger has not met the undue hardship standard for discharge of a student loan debt pursuant to 11 U.S.C. § 523(a)(8) (2000). We grant Steiger’s motion to consolidate appeals No. 05-2100 and No. 05-2107, but deny his motion to consolidate these two appeals with appeal Nos. 05-2104 and 05-2106, which were previously dismissed. We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process.

REVERSED.  