
    Rosalind Harrison, an Infant, by Guardian, Plaintiff, v. William A. B. Totten, Temporary Administrator, etc., Defendant.
    (Supreme Court, New York Trial Term,
    December, 1899.)
    'Trust — Savings bank book.
    Where a depositor retains her savings bank book and the control of her deposit until her death, the fact, that the book is entitled “ for ” or “ in trust for ” another, does not create an irrevocable trust, nor entitle the person thus described to recover the book from the temporary administrator of the depositor.
    Action to recover possession of bank books.
    O. G. Patterson, for plaintiff.
    Gratz Nathan and F. W. Judge, for defendant.
   McAjdam, J.

Assuming, as the court will, that the evidence produced by the plaintiff is true, the following findings and conclusions are made: 1. That the name of Florence Harrison, used in making the deposit with the Institution for the Savings of Merchants’ Clerks, was not intended to represent Rosalind Harrison, the plaintiff. 2. That, under the adjudicated cases, no' irrevocable trust was created in favor of the plaintiff in the other accounts in which her name was used. As the court said in Lee v. Kennedy, 25 Misc. Rep. 140, “ It is well established by a long line of decisions that the use by a depositor, in describing an account opened by him, of his own name, followed by the words ‘ for ’ or ‘ in trust for ’ another whom he names, does not, of itself alone, create an irrevocable trust in favor of the latter or support a claim that the beneficial interest in the deposit passed to the nominal beneficiary. Martin v. Funk, 75 N. Y. 134; Willis v. Smyth, 91 id. 297; Mabie v. Bailey, 95 id. 206; Beaver v. Beaver, 117 id. 421, and 137 id. 59; Markey v. Markey, 38 N. Y. St. Repr. 173; Cunningham v. Davenport, 147 N. Y. 43; Haux v. Dry Dock Savings Inst., 2 App. Div. 165; affd., 154 N. Y. 736.” The plaintiff did not accompany the decedent when the latter opened the accounts and was never informed of the opening thereof, and the hooks were found among the effects of the decedent after her death, showing that she had retained them in her own custody. The right to draw and use the money was always retained by the decedent, and passed to her personal representatives on her death. This demonstrates the-absence of any title in the plaintiff to the bank books or the money represented by them, and defeats the action. This result makes it unnecessary to pass upon the technical objection urged by the defendant that he, as temporary administrator, is not subject to-the action. ‘ The plaintiff’s complaint must be dismissed.

Complaint dismissed.  