
    Ancelmo V. RAMOS, Plaintiff-Appellant, v. BANK OF AMERICA, N.A.; et al., Defendants-Appellees.
    No. 12-56435
    United States Court of Appeals, Ninth Circuit.
    Submitted February 13, 2018 
    
    Filed February 22, 2018
    Ancelmo V. Ramos, Pro Se
    Elizabeth Holt Andrews, Esquire, Jan T. Chilton, Attorney, Severson & Werson APC, San Francisco, CA, Kerry W. Fra-nich, Severson & Werson, Irvine, CA, for Defendant-Appellee Bank of America, N.A.
    Elizabeth Holt Andrews, Esquire, Sev-erson & Werson APC, San Francisco, CA, Kerry W. Franich, Severson <& Werson, Irvine, CA, for Defendants-Appellees IM-PAC Funding Corporation, Mortgage Electronic Registration Systems, Inc., Re-contrust Company, Deutsche Bank National Trust Company
    Before: LEAVY, FERNANDEZ, and MURGUIA, Circuit Judges.
    
      
       The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).
    
   MEMORANDUM

This matter has been stayed since February 23, 2017 pending resolution of Ho v. ReconTrust Co., N.A., No. 10-56884, or further order of the court. We hereby lift the stay.

Ancelmo V. Ramos appeals pro se from' the district court’s judgment dismissing his action alleging federal and state law claims arising from foreclosure proceedings. We have jurisdiction under 28 U.S.C. § 1291. We review de novo a district court’s dismissal for failure to state a claim under Federal Rule of Civil Procedure 12(b)(6). Hebbe v. Pliler, 627 F.3d 338, 341 (9th Cir. 2010). We affirm.

The district court properly dismissed Ramos’s fraud claims related to the origination of his mortgage loan because Ramos failed to allege facts sufficient to show that defendants made a knowing and intentional misrepresentation on which Ramos relied. See Robinson Helicopter Co., Inc. v. Dana Corp., 34 Cal.4th 979, 22 Cal.Rptr.3d 352, 102 P.3d 268, 274 (2004) (elements of fraud claim under California law); see also Kearns v. Ford Motor Co., 567 F.3d 1120, 1124 (9th Cir. 2009) (discussing heightened pleading standard for fraud claims under Fed. R. Civ. P. 9(b)).

The district court properly dismissed Ramos’s remaining claims based on fraud unrelated to the origination of his mortgage loan and violations of the Fair Debt Collection • Practices Act because these claims are predicated on Ramos’s theory that the loan agreement is unenforceable, and Ramos failed to allege facts sufficient to state any plausible claim for relief under that theory. See Hebbe, 627 F.3d at 341-42,

The district court did not abuse its discretion by declining to find that defendants’ counsel violated Local Rule 7-3 because the record supports a finding that counsel complied with the rule. See C.D. Cal. R. 7-3 (counsel contemplating the filing of a motion must contact opposing counsel at least seven days prior to filing); Bias v. Moynihan, 508 F.3d 1212, 1223 (9th Cir. 2007) (setting forth standard of review and noting that “[bjroad deference is given to a district court’s interpretation of its local rules” (citation omitted)).

We do not consider arguments raised for the first time on appeal or matters not specifically and distinctly raised and argued in the opening brief. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).

We reject as meritless Ramos’s contentions that the district judge exhibited bias and violated due process,

Ramos’s request for oral argument, set forth in his opening brief, is denied.

Ramos’s pending motions (Docket Entry Nos. 29, 42, and 45) are denied.

AFFIRMED. 
      
       This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.
     