
    Ford Motor Credit Company, Appellant v. Agrawal, Appellee.
    [Cite as Ford Motor Credit Co. v. Agrawal, 137 Ohio St.3d 561, 2013-Ohio-5199.]
    (No. 2012-0462
    Submitted November 20, 2013
    Decided December 17, 2013.)
    O’Melveny & Myers, L.L.P., and Jonathan D. Hacker; Tucker, Ellis & West, L.L.P., and Irene C. Keyse-Walker; and Frantz Ward, L.L.P., Brett K. Bacon, Colleen C. Murnane, and Gregory R. Farkas, for appellant.
    The Misra Law Firm, L.L.C., and Anand N. Misra; and Robert S. Belovich, for appellee.
    Severson & Werson and Jan T. Chilton, urging reversal for amicus curiae, American Financial Services Association.
   {¶ 1} The judgment of the court of appeals is reversed on the authority of Cullen v. State Farm Mut. Auto. Ins. Co., 137 Ohio St.3d 373, 2013-Ohio-4733, 999 N.E.2d 614. The cause is remanded to the appellate court for further proceedings.

O’Connor, C.J., and O’Donnell, Lanzinger, Kennedy, and French, JJ., concur.

Pfeifer and O’Neill, JJ., dissent.  