
    AMERICAN HOME ASSURANCE COMPANY, Plaintiff-Appellant, v. Michael SCHER, Ph.D., d/b/a Supportive Psychological Services, Defendant-Appellee.
    No. 91-55100.
    United States Court of Appeals, Ninth Circuit.
    Argued and Submitted Feb. 5, 1992.
    Decided March 4, 1992.
    Before: ALARCON, BEEZER and RYMER, Circuit Judges.
   We affirm for the reasons stated by the district court in its decision of December 3, 1990.

AFFIRMED.  