
    Ella Baxter, administratrix of estate of Bernard E. Morgan, deceased, appellant, v. John Hancock Mutual Life Insurance Company, appellee.
    Opinion filed March 9, 1938.
    R. B. Hendricks and T. S. Morgan, for appellant. Kramer, Campbell, Costello & Wieehert, for appellee.
   Mr. Justice Murphy

delivered the opinion of the court.  