
    2004-0044.
    McCollam v. Am. & Foreign Ins. Co.
   Stark App. No. 2003CA00096, 2003-Ohio-6366. Discretionary appeal accepted and cause consolidated with 2004-0238, McCollam v. Am. & Foreign Ins. Co., Stark App. No. 2003CA00096, 2003-Ohio-6366.

O’Donnell, J., concurs and would also hold this cause for the decision in 2003-1730, Ponser v. St. Paul Fire & Marine Ins. Co., Licking App. No. 2002CA00072, 2003-Ohio-4377.

Resnick, F.E. Sweeney and Pfeifer, JJ., dissent.  