
    PIETER VELKERS, JR., AND PIETER VELKERS, SR., PLAINTIFFS-RESPONDENTS, v. GLENS FALLS INSURANCE COMPANY, DEFENDANT-RESPONDENT AND CROSS-APPELLANT, AND GENERAL ACCIDENT FIRE & LIFE ASSURANCE CORP., LTD., ET AL., DEFENDANTS-RESPONDENTS, AND INDEMNITY INSURANCE COMPANY OF NORTH AMERICA, DEFENDANT-APPELLANT AND CROSS-RESPONDENT.
    Superior Court of New Jersey Appellate Division
    Argued November 27, 1967
    Decided December 11, 1967.
    Before Judges Sullivan, Poley and Leonard.
    
      Mr. Mark D. Lamer for respondent, Glens Palls Insurance Company (Messrs. BudcL, Lamer, Kent & Gross, attorneys).
    
      Mr. John J. Gafey for respondent, General Accident Pire & Life Assurance Corp., Ltd. (Messrs. Gafey, Webb & Mc-Dermott, attorneys).
    
      Mr. Robert J. G. McOoid for appellant (Messrs. Schneider & Morgan, attorneys).
   Per Curiam.

The judgment is affirmed substantially for the reasons expressed in the opinion of Judge Mintz, reported at 93 N. J. Super. 501 (Ch. Div. 1967).  