
    Phyllis Newkirk SCOTT, Appellant, v. Loren Lee CLUSTER and USAA Casualty Insurance Company, Appellees.
    No. 83-443.
    District Court of Appeal of Florida, Fourth District.
    March 14, 1984.
    
      Dale P. Redlich of Redlich & Moldof, P.A., Fort Lauderdale, for appellant.
    William R. Scherer of Conrad, Scherer & James, Fort Lauderdale, for appellees.
   PER CURIAM.

REVERSED. See VanBibber v. Hartford Accident & Indemnity Insurance Co., 439 So.2d 880 (Fla.1983).

LETTS, BERANEK and HERSEY, JJ., concur.  