
    CITIZENS’ NAT. BANK OF SARATOGA SPRINGS, Respondent, v. GARDNER et al., Appellants.
    (Supreme Court, Appellate Division, Third Department.
    January 22, 1909.)
    Action by the Citizens’ National Bank of Sara-toga Springs, N. Y., against Fred M. Gardner and another.
   No, opinion. Judgment unanimously affirmed, with costs.  