
    Patrick McDonald, Respondent, v. The City Trust Safe Deposit and Surety Co., Philadelphia, Appellant.
    (City Court of New York, General Term,
    October, 1900.)
    Chattel mortgage — Form — When void as to judgment creditor — Notice.
    A writing in the words “ To secure the' payment of a note of $200, given this day to Patrick McDonald, payable on demand, I hereby sell and assign ten of my carriage horses now in my possession in my stable, 163 and 165 West 132d St. The use of said horses I am to have and enjoy until I fail to pay the note, upon three days’ notice or grace of payment ”. (Signed) “ John F. Cammann ”, does not identify the mortgaged property sufficiently, and, when not accompanied by a change of possession and not filed, is void as to subsequent judgment creditors of the mortgagor even where they have knowledge of its existence.
    Appeal from a judgment entered upon a verdict, awarding the return of personal property, etc., and from an order denying a new trial.
    Dayton & Swift (Joseph Rosenzweig, of counsel), for appellant.
    David M. Neuberger, for respondent.
   Hascall, J.

In this case the plaintiff had the usual verdict in replevin awarding possession of certain personal property, fixing the value at $500, and assessing the damages for detention at six cents.

The basis of the action was a memorandum writing in these words:

“ To secure the payment of a note of $200, given this day to Patrick McDonald, payable on demand, I hereby sell and assign ten of my carriage horses now in my possession in my stable, 163 and 165 West 132d St. The use of said horses I am to have and enjoy until I fail to pay the note, upon three days’ notice or grace of payment.

“ John F. Cammann.”

A subsequent judgment, against Cammann in favor of one Harlam, resulted in a levy by the sheriff under execution upon the horses, their claim by this plaintiff, a bond of indemnity to the sheriff to prevent delivery, a suit against the sheriff and subsequent substitution of the indemnitor, this defendant, in the sheriff’s stead. The proofs upon the trial were insufficient to sustain the verdict. The cause was tried upon the theory that the paper above set out was a chattel mortgage, or amounted to such as between the parties. It was not such as against a creditor. It was not filed. It did not sufficiently describe the property to prevent confusion; it was not accompanied by change of possession, and might, if upheld as to form, enable the parties, by collusion, to defeat any bona fide creditor from securing a hen to which he would otherwise be entitled. Even if it be contended that the paper were valid as to form, it became absolutely void as to creditors, even those with knowledge, because it was not filed. Laws of 1897, chap. 418; 143 N. Y. 476. Since these views, if correct, do not necessitate further examination or discussion of points urged upon the argument, no extension of this opinion need be pursued.

Judgment and order appealed from should be reversed and a new trial ordered, with costs to appellant to abide the event.

Conlan, J., concurs.

Judgment and order reversed and new trial ordered, with costs to appellant to abide event.  