
    Aaron SCHNEIDER, M.D., et al., Petitioners, v. UNDERWRITERS ADJUSTING COMPANY, et al., Respondents. HUMANA OF FLORIDA, INC., et al., Petitioners, v. UNDERWRITERS ADJUSTING COMPANY, et al., Respondents. William P. MAHAN, M.D., et al., Petitioners, v. VINCO PLASTERING & DRYWALL, et al., Respondents.
    Nos. 71853, 71889, 71908.
    Supreme Court of Florida.
    Sept. 1, 1988.
    Nelly N. Khouzam of Fowler, White, Gil-len, Boggs, Villareal & Banker, P.A., St. Petersburg, for Aaron Schneider, M.D.
    Rodney W. Morgan of Shear, Newman, Hahn & Rosenkranz, P.A., Tampa, for Florida Patients’ Compensation Fund.
    A. Broaddus Livingston and S. Jane Mitchell of Carlton, Fields, Ward, Emmanuel, Smith & Cutler, P.A., Tampa, for Huma-na of Florida, Inc.
    James C. Blecke, Miami, for William P. Mahan, M.D.
    Peter H. Dubbeld and Donald D. Kaelber of Peter H. Dubbeld, P.A., St. Petersburg, for Underwriters’ Adjustice Co.
    Robert L. Dietz of Zimmerman, Shuf-field, Kiser & Sutcliffe, P.A., Orlando, for Florida Power Corp.
    H. George Kagan of Miller, Hodges, Ka-gan & Chait, P.A., Deerfield Beach, for Vinco Plastering & Drywall and Florida Employers Ins. Service Corp.
   PER CURIAM.

We review American Mutual Insurance Co. v. Decker, 518 So.2d 315 (Fla. 2d DCA 1987), to resolve certified direct conflict with American Motorists Insurance Co. v. Coll, 479 So.2d 156 (Fla. 3d DCA 1985), review denied, 488 So.2d 829 (Fla.1986). Art. V, § 3(b)(4), Fla. Const. We recently disapproved American Motorists Insurance Co. and resolved the issue contrary to petitioners’ position in Liberty Mutual Insurance Co. v. Chambers, 526 So.2d 66 (Fla.1988). We approve the decision below.

It is so ordered.

EHRLICH, C.J., and OVERTON, McDonald, shaw, barkett, GRIMES and KOGAN, JJ., concur.  