
    [707 NE2d 435, 684 NYS2d 480]
    Crouse West Holding Corp., Doing Business as Feagan’s Pub, Respondent, v Sphere Drake Insurance Company, PLC, Appellant, et al., Defendant.
    Argued November 17, 1998;
    decided December 22, 1998
    
      APPEARANCES OF COUNSEL
    
      O’Connor, Yoquinto & Ryan, Troy (Marshall P. Richer of counsel), for appellant.
    
      Ali, Pappas & Cox, Syracuse (P. Douglas Dodd and C. Andrew Pappas of counsel), for respondent.
   OPINION OF THE COURT

Order affirmed, with costs, for the reasons stated in the memorandum of the Appellate Division (248 AD2d 932).

Concur: Chief Judge Kaye and Judges Bellacosa, Smith, Levine, Ciparick and Wesley.  