
    Lou Ann VARGAS, Plaintiff-Appellant, v. NEW YORK LIFE INSURANCE COMPANY, et al., Defendants-Appellees.
    No. 04-16282.
    United States Court of Appeals, Ninth Circuit.
    Argued and submitted May 16, 2006.
    Filed June 7, 2006.
    Before: RYMER and WARDLAW, Circuit Judges, and SELNA, District Judge.
    
      
       The Honorable James V. Selna, United States District Judge for the Central District of California, sitting by designation.
    
   MEMORANDUM

We AFFIRM for the reasons stated by the district court.

AFFIRMED. 
      
       This disposition is not appropriate for publication and may not be cited to or by the courts of this circuit except as provided by 9th Cir. R. 36-3.
     