
    PHILADELPHIA INDEMNITY INSURANCE COMPANY, Appellant, v. WINDMILL RANCH ESTATES MAINTENANCE ASSOCIATION, INC., Continental Group, Ltd. and Howard Perl, Appellees.
    No. 98-2537.
    District Court of Appeal of Florida, Fourth District.
    Dec. 23, 1998.
    Gail Leverett Parenti of Parenti, Falk & Waas, P.A., Coral Gables, for appellant.
    
      Edward Paul Kreiling of Rosen & Kreiling, P.A., Weston, for Appellee-Windmill Ranch Estates Maintenance Association, Inc.
    Andrew J. Mirabito of Richman, Greer, Weil, Brumbaugh Mirabito & Christensen, P.A., Miami, for Appellees-Continental Group, Ltd. and Howard Perl.
   PER CURIAM.

AFFIRMED.

POLEN and SHAHOOD, JJ., concur.

STONE, C.J., dissents with opinion.

STONE, C.J.,

dissenting.

I would reverse and recognize that the trial court erred in granting summary judgment in favor of Appellees on the issue of coverage. In my judgment, the policy provision in question is not ambiguous and I would not construe it as affording coverage.  