
    Timothy L. WILLIAMS and Anne R. Wurl f/k/a Anne R. Williams, Appellants, v. FARM BUREAU TOWN AND COUNTRY INSURANCE COMPANY OF MISSOURI, Respondent.
    WD 79731
    Missouri Court of Appeals, Western District.
    ORDER FILED: March 28, 2017
    David H. Hinken, Blue Springs, MO, Attorney for Appellants.
    Robert L. Brady, Jonathan B. Morrow, and T. Michael Ward, St. Louis, MO, Attorneys for Respondent.
    Before Division IV: Mark D. Pfeiffer, Chief Judge, and Thomas H. Newton and Anthony Rex Gabbert, Judges
   Order

Per Curiam:

Mr. Timothy L. Williams and Ms. Anne R. Wurl appeal from the judgment of the Circuit Court of Jackson County, Missouri, directing a verdict in favor of Farm Bureau Town and Country Insurance Company on claims for breach of contract and vexatious refusal to pay. There being no precedential value in a published opinion, we have instead provided the parties an unpublished memorandum of law explaining our ruling. We affirm. Rule 84.16(b).  