
    [No. 64159-0-I.
    Division One.
    January 31, 2011.]
    Citibank South Dakota, NA, Respondent, v. Tim P. Ryan, Appellant.
    
   Reversed and remanded by unpublished opinion per

Spearman, J.,

concurred in by Leach, A.C. J., and Lau, J.  