
    Robert JONES and Eolyn Jones, Appellants, v. Cornelian J. SMITH, Appellee.
    No. 87-2425.
    District Court of Appeal of Florida, Third District.
    June 27, 1989.
    Rehearing Denied Aug. 29, 1989.
    Horton, Perse & Ginsberg and Edward Perse, Miami, Herman M. Klemick, for appellants.
    Rosen & Switkes and Paul D. Novack, for appellee.
    Before HUBBART, NESBITT and BASKIN, JJ.
   BASKIN, Judge.

Robert Jones and Eolyn Jones, his wife, appeal the trial court's entry of an adverse final judgment in accordance with a jury verdict. We reverse.

The Joneses filed an action against Cornelian Smith to recover damages for injuries Robert sustained in an automobile accident. At the charge conference, the Joneses requested the court to instruct the jury on the meaning of the term “permanent injury” contained in section 627.737(2), Florida Statutes (1983), to reflect that “the words permanent injury include subjective complaints obtained resulting from an initial organic injury.” The requested instruction followed the decision in Johnson v. Phillips, 345 So.2d 1116 (Fla. 2d DCA 1977). The trial court denied the request; it did not give an instruction defining “permanent injury.” The jury returned a verdict against the Joneses, and the trial court entered final judgment pursuant to the verdict. On appeal, the Joneses assert that the trial court committed reversible error when it refused to give their requested instruction. We agree and reverse.

In L.K. v. Water’s Edge Assoc., 532 So.2d 1097 (Fla. 3d DCA 1988), we stated:

A party is entitled to have the trial court instruct the jury on his or her theory of the case when the evidence, even though controverted, supports the theory. The failure to give a requested instruction constitutes reversible error only when the requested instruction “contain[s] an accurate statement of the law, ... the facts in the case supported] a giving of the instructions, and ... the instructions [are] necessary for the jury to properly resolve the issues in the case.” Sears, Roebuck & Co. v. McKenzie, 502 So.2d 940, 942 (Fla. 3d DCA), review denied, 511 So.2d 299 (Fla.1987). The appellate court will not set aside a verdict merely because an instruction which might have been proper was not given; the court must conclude that the jurors were misled by the trial court’s failure to give the requested instruction.

L.K., 532 So.2d at 1098 (citations omitted).

Although Smith admitted liability, it was incumbent upon Jones to prove that his injury was permanent within a reasonable degree of medical probability in order to meet the statutory threshold requirement. § 627.737(2), Fla.Stat. (1983). At trial, however, a defense expert witness rejected the use of legal terminology in favor of medical terminology, preferring to use the term “impairment” instead of “injury.” Jones introduced expert evidence that he sustained a permanent, partial disability as a result of the accident. To add to the confusion, the record indicates that the jurors were not fully cognizant that the legal definition of “permanent injury” included subjective complaints. Thus, the court’s refusal to instruct the jury on the correct law as well as on plaintiffs’ theory of the case may well have obfuscated the jury’s understanding of plaintiffs’ burden of proof. Under these circumstances, reversal is required.

We find no error in the trial court’s denial of plaintiffs’ motion for directed verdict in view of the deductible provision on the PIP coverage. See § 627.739(1), Fla.Stat. (1983).

Reversed and remanded for a new trial ' on damages.

HUBBART, J., concurs.

NESBITT, Judge

(dissenting):

I respectfully dissent. The instruction given to the jury was neither misleading nor prejudicial. Section 627.737(2), Florida Statutes (1983) makes no specific mention of the subjective elements of an injury. In point of fact, section 627.737(2) states that the plaintiff must prove “permanent injury within a reasonable degree of medical probability.” The instruction here tracked that language; mention of subjective complaint was not required. See Eley v. Moris, 478 So.2d 1100 (Fla. 3d DCA 1985); Thompson v. Funny, 440 So.2d 687 (Fla. 1st DCA 1983); Garcia v. Antunez, 362 So.2d 72 (Fla. 3d DCA 1978).

Reversal will not be granted where the subject of the proposed instruction is covered in other charges given by the court, or where failure to give the instruction is not shown to be prejudicial. Giordano v. Ramirez, 503 So.2d 947 (Fla. 3d DCA 1987); Sears, Roebuck & Co. v. McKenzie, 502 So.2d 940, 942 (Fla. 3d DCA), review denied, 511 So.2d 299 (Fla.1987); Schreidell v. Shoter, 500 So.2d 228, 231 (Fla. 3d DCA 1986), review denied, 511 So.2d 299 (Fla.1987); LaTorre v. First Baptist Church of Ojus, Inc., 498 So.2d 455, 456 (Fla. 3d DCA 1986), review denied, 503 So.2d 326 (Fla.1987); Llompart v. Lavecchia, 374 So.2d 77, 80 (Fla. 3d DCA 1979), cert. denied, 385 So.2d 758 (Fla.1980). What is ultimately dispositive is whether the record reveals that failure to give the requested instruction misled the jury. Giordano, 503 So.2d at 949; Sears, 502 So.2d at 942; Schreidell, 500 So.2d at 231; LaTorre, 498 So.2d at 456; Gallagher v. Federal Ins. Co., 346 So.2d 95, 97 (Fla. 3d DCA), cert. denied, 354 So.2d 980 (Fla.1977).

In the instant case, the fact that the defendant’s expert witness interspersed the words impairment and injury in his testimony does not indicate the jury was misled. The expert clearly stated his conclusion:

I’m not saying he may not need treatment later on for his arthritis that’s not related, or for a cold, but as far as the accident, no need for medical treatment, no evidence of permanent impairment— meaning permanent injury as a result of injuries sustained at the time of this accident.

Neither is there evidence that the jurors were not “fully cognizant” of what constituted a permanent injury. While appellants contend voir dire questioning demonstrated jurors’ varying explanations of the term permanent injury, no statements made by the jurors indicate their interpretations of that term precluded subjective complaints of pain. Here, as in Westbrook v. All Points, Inc., 384 So.2d 973 (Fla. 3d DCA 1980), the jury simply disbelieved the plaintiffs claim of ongoing permanent injury-  