
    HOMESTEAD — LIFE ESTATES.
    [Cuyahoga (8th) Circuit Court,
    November 11, 1901.]
    Caldwell, Hale and Marvin, JJ.
    T. I. Kerns v. Augusta F. Linden et al.
    1 Purpose oe Sec. 5438, Rev. Stat.
    The purpose of Sec. 5438, Rev. Stat., exempting from execution a homestead) not exceeding in value $1,000, is to save to unfortunate debtors who have families, a place where they may live. The property set off is not thereby relieved from being subjected to the payment of a judgment to the extent that it never can be so used, but is relieved only while occupied by debtor’s family as a homestead.
    2. Allowance Out op Life Estate.
    The purpose of Sec. 5438, Rev. Stat., providing for homestead exemption not exceeding in value $1,000, is as well subserved to one holding a life estate in the whole property by setting off r.n amount the fee simple title to which is worth $1,000, as it would be if the debtor owned a fee simple in the property. In neither case could any benefit be derived by the debtor beyond_his own life.
    Appeal.
    V. R. Andrew and F. A. Shepherd, for plaintiff.
    J. T. Sullivan, for defendants.
   ^MARVIN, J.

This action comes into this court by appeal from the court of common pleas.

The facts are, that the plaintiff obtained a judgment in the court of common pleas against the defendants, Augusta F. Linden and her husband, John Linden, and that an execution upon such judgment was levied upon about fifty-seven acres of land in this county, in which the defendant, Augusta Linden, has a life estate. On this laud is the dwelling house occupied by the two Lindens, husband and wife, and their childien, as a family homestead.

There is another judgment lien upon the same property, and the purpose of the present action is to have the liens marshalled and this property subjected to the payment of the claims of the lienholders. Augusta Linden claims a homestead exemption, and to this she is clearly entitled. The only question is, as to the manner of ascertaining such homestead.

On the part of the Lindens it is urged that since the only estate which they or either of them have in the premises is the life estate of Augusta, there should be set off and assigned to her an amount of this property such that her life estate in the amount so set off shall be worth one thousand dollars, and it is said that this will take the entire property-

On the other hand, it is urged that without reference to what estate Augusta holds in the property, there should only be set off to her an amount the fee simple to which is wtirth one thousand dollars, and that the balance of her life estate be sold for the purpose of satisfying these liens.

The language of Sec. 5438, Rev. Stat., is : “ The officer executing any writ of execution founded on a judgment or order shall, on application of the debtor, his wife, agent, or attorney, at any time before sale, if such debtor has a family, and if the lands or tenements about to be levied upon, or any part or parcel thereof, constitute the homestead thereof, cause the inquest of appraisers, upon their oaths, to set off to such debtor, by metes and bounds, a homestead not exceeding one thou sand dollars in value.”

The purpose of the statute is to save to the unfortunate debtor who has a family, a place where he and such family may live. The property set off is not thereby relieved from being subjected to the payment of the judgment in such wise that it can never be so used, but is relieved only from being so subjected while it is occupied as a homestead for the family.

It is manifest that this purpose will be subserved as well to set off an amount the fee simple title to which is worth one thousand dollars, to one who only has a life estate, as it would be if the debtor owned the fee simple in the property, for, in neither case, could any benefit be derived by the debtor beyond his own life, and that he may have as well where he has a life estate as where he has the fee simple.

Statutes similar to ours and enacted for the same purpose, have been construed in other states, and this view has been sustained. See Brown v. Starr, 21 Pac. Rep. 973 [79 Cal. 608 ; 12 Am. St. Rep. 180] ; Yates v. McGibbon, 66 Iowa, 357 [23 N. W. Rep. 752] ; France v. Lucas, 14 Bush (Ky.) 395; Arnold v. Jones, 77 Tenn. 545, and Crigler v. Connor, 11 S. W. Rep. 202 [10 Ken. L. Rep. 957].

The order will require the appraisers to set off and assign to Augusta F. Rinden land including the house, an amount the fee simple of which is worth one thousand dollars; and the life estate of Augusta in the remainder will be sold. In case such an assignment cannot be made by metes and bounds, then the order will be in the usual form, providing for ascertaining the rental value of the property and the application of so much of such rental value as exceeds one hundred dollars a year to the payment of the liens.  