
    Bowers et al., Appellants, v. Grange Insurance Company, a.k.a. Grange Mutual Casualty Company, a.k.a. Grange Mutual Insurance Company, Appellee.
    [Cite as Bowers v. Grange Ins. Co. (1996), 76 Ohio St.3d 563.]
    (No. 96-462
    — Submitted September 6, 1996
    — Decided September 25, 1996.)
    
      Isaac, Brant, Ledman & Teetor and Marc J. Kessler, for appellants.
    
      Bale, Begin & Associates, Ltd., Andrew J. Kielkopf and David G. Bale, for appellee.
   The judgment of the court of appeals is reversed on the authority of Schaefer v. Allstate Ins. Co. (1996), 76 Ohio St.3d 553, 668 N.E.2d 913.

Moyer, C.J., Douglas, Resnick, F.E. Sweeney and Pfeifer, JJ., concur.

Cook, J., dissents.

Stratton, J., not participating.  