
    Matter of the Estate of Samuel H. Spingarn, Deceased.
    
      (Surrogate’s Court, New York County,
    
    
      March, 1915.)
    Wills—Declarations Contained in—Bequest of Certain Amount anb all Moneys Collected from Life Insurance in Lieu of Dower.
    Where a will declares that a bequest to testator’s wife of $30,000», and all moneys collected at his death from life insurance, whether in his name or hers, which together aggregate in amount $50,000 which he intends she shall receive and which sum he declares is deemed by him to be sufficient to maintain her comfortably during the rest of her life, and said sum is given in lieu of her dower right in his real estate, she is entitled to $50,000 in the aggregate and not the $30,000 plug, $21,021.23, the proceeds of the life insurance.
    Proceeding under section 2615 of the Code of Civil Procedure to obtain a construction of a will.
    Arthur B. Spingarn, for executor, petitioner.
    Emanuel S. Caihn, for Bertha Spingarn, executrix, respondent.
   Fowler, S.-—This

proceeding was instituted under section 2615, Ood'e Civil Procedure, to obtain a construction of clause twenty-eight of the last will and testament of Samuel H„ Spingarn. Clause twenty-eight of said will reads as follows:

Twenty-eight. I give and bequeath to my beloved wife,. Bertha Spingarn, 'the sum of thirty thousand ($30,000) dollars and such sums payable to my estate upon my death from policies of life insurance, which sums, together with all policies of life insurance payable to her at my death, shall in the aggregate amount to fifty'thousand ($50,000) dollars, it being my intention that she shall receive fifty thousand ($50,000) dollars in all after my decease, which amount is to include all moneys collected at my death from life insurance policies whether in my name or hers. This sum, together with the amount of property which my beloved' wife already has, is deemed by me to be sufficient to maintain .her comfortably' during the rest of her life, and is-given in lieu of dower or right of dower which she may have or claim to- have in and to my estate.”

The testator executed his will on December 11, 1908, and died on November 27, 1913, almost five years later, leaving an estate valued between $400,000 and $500,000. It is expressly averred in the petition that there is a considerable surplus after paying all the debts, funeral expenses, expenses of administration and the specific legacies, and there is a sufficient sum in the residuary estate to pay the ‘amount claimed by Bertha Spingarn under the twenty-eighth clause of testator’s will.

The thirty-seventh -clause. of testator’s will authorizes and empowers but does not direct the executrix and trustee to defer and postpone the payment of all legacies and bequests under the will until -three years after Ms decease, except the legacy bequeathed1 to hi® wife, Bertha Spingarn, which “ shall be paid her as soon after my decease as may be convenient and within the statutory period. * * * ”

. Mrs. Spingarn, -therefore-, is at present in- a position, as sufficiently appears from the petition, to make 'an -application for the payment of her legacy. A construction of the will is, however, necessary before the application could be granted. . But for these reasons, and the fact that the construction affects personal property only, I should have preferred to defer the construction until an -accounting.

It is admitted by the parties that testator was seventy-eight years of age when he executed his will, and that at -the time of his death there were three policies of life insurance on the life of testator. These policies, together with -accrued premiums, amounted to $21,021.23. One policy was a policy of $3,000, payable to Bertha Spingarn, and the other two policies were policies of $10,000 and- $5,000, respectively, payable to testator’s estate.

The main question on this will is whether the widow is entitled to receive as her legacy under the twenty-eighth clause ■of the will the sum of $50,000 or whether she should receive the sum of $51,021.23, .the aggregate of the life insurance, and the $30,000 given outright to the widow.

The will of testator expressly limits the amount to be received by his widow from all sources to $50,000, and he immediately follows this expression of his testamentary intention with the words: “ This sum, together with the amount of property which my beloved) wife already has, is deemed by me to be sufficient to maintain her comfortably during the rest of her life.”

It is, however, contended on behalf of Mrs. Spingarn that the testator bequeathed to his widow under clause twenty-eight of his will the sum of $30,000, and all sums payable upon his death from policies of life insurance, and that the language of the twenty-eighith clause is so ambiguous and doubtful that the intention of testator to cut down the absolute gift or to limit it to $50,000 is not .clear. This is the whole question. It seems to me that the intention -is clear and is to govern and that by the twenty-eighth clause of the will the widow is entitled to receive $50,000 in the aggregate, and not $51,021.23.

Decreed accordingly.  