
    Commercial National Bank of Chicago, Respondent, v. Elwood S. Hand, Appellant.
    
      Dishonor of a, ¿heck — bill of parrticula/rs of items of injury to credit, of the expense-caused by the dishonor, and of loss by the discontinuance of business.
    
    A counterclaim, set Up in an answer in an action, alleged that 'the plaintiff, a. bank, had refused to honor the defendant’s checks-, and ‘ ‘ that, by reason of the refusal of the plaintiff to honor and pay said checks, the credit and reputation of the defendant was injured, and the individuals and firms mentioned in the schedules hereto annexed * - * * curtailed the credit theretofore extended by them to him, and the defendant was thereby subjected to expense and deprived' of the profits which he would otherwise have made by-a continuance of-such dealing, and was otherwise injured in his'credit and reputation to his damage in the sum of twenty-five thousand dollars.”
    The plaintiff applied for, and obtained, an order requiring the defendant to give-“the items.aiid particulars of the damages claimed in the answer to have been suffered by the defendant in his credit, by reason of the alleged dishonor of the-checks set forth in said answer, and that said defendant also give the items -of - any alleged expenses he may have been put to by such- alleged dishonor, and also the amounts which defendant claims to have lost by reason of persons-refusing 'to do business with him in consequence of such alleged dishonor.”
    
      Held, that the items and particulars of the damages, to the defendant’s credit being general damages, it was no part of the office of á bill-of particulars tosíate the elements which entered into them;
    That the expense to which- the defendant might have been put by the dishonor of the checks was not alleged or claimed in the answer, and, therefore, the-items thereof should not have been required of him, there being a clear distinction between, the allegation of expense connected with the dishonor of the-checks and that which relates to expense incurred by reason of the curtailment, of credit.
    
      
      Semble, that a bill of particulars of the expenses arising by reason of the curtailment of credit, if asked for, might have been properly ordered;
    That the items of the amounts which .the defendant claimed to have lost by reason of parties refusing to do business with him, were improperly required, as the allegation of the answer related, not to a loss,' but to profits of which the defendant was deprived, and which he could have made by a continuance of his dealings with the parties named in the schedule.
    
      Semble, that if the answer did allege a loss of business, the items of such loss did not constitute the subject of a bill of particulars.
    Appeal by the defendant, Elwood S. Hand, from an order of the Supreme Court, made at the Hew York Special Term and entered in the office of ■ the clerk of the county of Hew York on the 12th day' of June, 1896, directing him to serve a bill of particulars.
    
      Charles De Hart Brower, for the appellant.
    
      John Henry Hull, for the respondent.
   O’Brien, J.:

The action is brought by a foreign corporation upon a judgment, and the defense consists of a counterclaim for damages resulting from the non-payment of checks drawn by defendant upon the plaintiff and the protest of such checks, defendant having on deposit with the plaintiff, at the time, funds in an amount more .than sufficient to meet the checks. • The answer contains a list of parties with whom defendant had dealt and who curtailed his credit after dishonor .of the checks.

The allegation of damage is : That by reason of the refusal of the plaintiff to honor and pay said checks, the credit .and reputation of the defendant was injured, and the individuals and firms mentioned in the schedules hereto annexed * * * curtailed the credit theretofore extended by them to him, and the defendant was thereby subjected to expense and deprived of the profits which he would otherwise have made by a continuance of such dealing, and was otherwise injured in his credit and reputation, to his damage, in the sum of twenty-five thousand dollars.”

The order appealed from required the defendant to give the items and particulars of the damages claimed in the answer to have been suffered by the defendant, in his credit, by reason of the alleged dishonor of the checks set forth in said answer, and that said defendant also give the items of any alleged expenses he may-have been put to by such alleged dishonor, and also the amounts which defendant claims to have lost by reason of persons refusing to do business with him in consequence of such alleged dishonor.”

As to the fast, viz., the items and particulars of the damages to the defendant’s credit, these being general damages : It is no part of the office of a bill bf particulars to state the elements which tnay enter into the general damages which may be recovered in such an action.” (Stokes; v. Stokes, 72 Hun, 372.)

/Second, ás to the items of any expenses to which defendant may have been put by the dishonor of his checks : As.there'was no such allegation in the answer, and the defendant did not claim them, it was unnecessary to give them, there being a clear distinction between an allegation of expense connected with dishonor of checks and that in the answer which relates to expense by reason of the curt ailment of credit. If particulars of the latter had been, asked, they might properly have been ordered. :.

Third, as to the amounts which the defendant claims to have lost by reason of parties refusing to do business with him: Here, again, we find a misapprehension as to the allegation in the answer, which "was not of any amount lost, but of profits of which the defendant Was deprived, and which he could have made, by a continuance of his dealings with the parties named in the schedule,. But even if we regard it as equivalent to an allegation of loss of business, “ it does not thereby become .the subject of a bill of "particulars.” (Lane v. Williams, 37 Hun, 389,) The claim of defendant is for injury to his credit and reputation, and the items of damage are divided into three divisions — genéral damage, loss of business, and loss or expense occasioned by curtailment of credit. What items in respect to such damages might be claimed are pointed out in Peabody v. Cortada (18 N. Y. Supp. 622).

We think the order appealed from is erroneous and should be reversed, with ten dollars costs and disbursements. ' ■

Van Brunt, P. J., Williams, Patterson and Ingraham, jj., concurred.

Order reversed, with ten dollars costs and disbursements.  